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I've fallen off the cold shower bandwagon recently, haven't done one in a few months even though the water doesn't get near cold enough this time of year (about 20C). I think I've lost some of the wi… (View Post)
As a general rule, my thinking is that maturity comes from responsibility. So being financially independent is a type of responsibility. I'm not sure how it is in the rest of the world, but here in t… (View Post)
(Quote) You have it backwards, your idea is just a belief. My real, lived experience is that discipline leads to positive results and a lack of it leads to a diminished life and a tendency to blame t… (View Post)