I think you should start a religion, @lobster…
Jeroen
Madness and hallucinatory druxs are an extraordinary phenomenal experience. Near Death living on the edge or hormonal changes/imbalance. Aging etc. are nothing but bits of (intense maybe) flotsam and jetsam. Bubbles on a changing river of swamps and fish traps. Upstream and down.
Form is emptiness (śūnyatā), emptiness is form. as they say in the Heart of the Mahayana
https://en.wikipedia.org/wiki/Heart_Sutra
gone, gone, everyone gone to the other shore, awakening,
SO HA!
I'll be here with a holy umbrella and gone soft drinky, if anyone needs a claw 
https://mettaray.com/
lobster
As a general rule, my thinking is that maturity comes from responsibility. So being financially independent is a type of responsibility.
I'm not sure how it is in the rest of the world, but here in the US housing costs are becoming incredibly unaffordable. Some figures I can remember off the top of my head are something like in 1980 the cost of the average home was about the cost of the average yearly wage, now the average cost is many multiples, up to 10 times in some markets. And in the 80s a minimum wage worker would need to spend a little less than half their earnings to afford housing, now the average new college graduate has to spend a little less than half their entry level job's earnings.
At least the politicians are starting to talk about it this election cycle.
What I've noticed since about when I turned 40 is that the kids won't get off my damn lawn! Not to mention everyone plays their music so loud now.
person